Template:Parity

follows the "parity rule" for private insurance. Policies cannot contain a ban on transgender health coverage, and any procedure or service that would be covered for a cisgender person for any reason (for example, mastectomy for a cancer patient, voice therapy for a speech disorder) must also be covered for a transitioning person. This means that exactly what is covered will vary from plan to plan, but will generally at minimum include hormone therapy and surgeries including tissue removal (orchiectomy, hysterectomy, top surgery for men).